Why choose a JustBorrow loan?

A much more affordable way to borrow

The interest rates on our short-term loans are so much cheaper than the alternatives and will never be more than 42.6% APR. And unlike other lenders we never charge fees for early or late payments.

Services you can trust to be fair

JustBorrow loans are delivered by a network of local not-for-profit credit unions so you can be certain the services will always be ethical and responsible.

Straightforward application and immediate decisions

Apply online and you will get your decision instantly. You can also choose our same day payments service to get the money transferred directly into your bank account.