What our borrowers say?

"Really friendly staff and Caitlin is very helpful great customer service "

"Excellent "

"They are excellent "

" Excellent "

"Very positive. A life-saver."

"Quick easy and low interest "

"Very quick and helpful "

"They are efficient and their procees however thorough is not as slow as other credit unions"

"I applied and was accepted Friday for same day payments but still haven't received today and it's Monday but the whole application process was easy."

"Fast and Efficient and great apr rates "

"Amazing people great helpful service"

"Simple to use Very quick response from the Croydon Team Very helpful with answering all my questions"

"Very good service. Easy to use and understand"

"Very fast service friendly customer service and rates of the loan very low. "

"Was accepted straight away great info and kept me updated "

"I found it very slow to progress my loan I applied then heard nothing for 2 weeks "

"I found the team in Pollok incredibly helpful and understanding. It was such a positive experience to have people who understand and help you."

"Excellent service and Caitlin was very helpful great customer service "

"The interest rates are good but a lot could be done on the service delivery. "

"very fast service! Communicated very well on the process of my loan application "

"Very quick and easy "

"Just borrow is absolutely amazing, definitely something to recommend to family and friends, I don’t use any other company for a loan as just borrow are very straight forward and isn’t high interest. Honestly amazing!!"

"Brilliant organisation to use helps people access cheap borrowing and helps keep people away from rip off loan companies charging extortionate rates of interest."

"Was very simple and the money was in my account the same day "

"Friendly, professional and very competitive rates "

"Very fast and efficient also rate is very good "

"Excellent and very professional thank you"

"Absolute life savers was easy to do on line straight forward couldn't be more thankful saved me at a difficult time "

"Thanks "

"I was about to look for a payday loan when I came across the JustBorrow website and was able to get a short term loan at a reasonable rate."

"Very good experience. Will use again."

"Initially I was refused, which surprised me. I did question it and the previous loan should have ended now, but I had paid it off early. It seems that maybe it flagged up that I still had a loan."

"It was good! Thank you for helping me in my time of need."

"Easy stight forward application I received the money next day. Good low APR . Was then when other wasn't for the funds. I'm impressed as first applied and expted me."

"The interest is quite reasonable and it’s very convenient."

"I find the service great. After a mix up from paying my old loan off. The staff worked hard to help me."

"Straight forward and easy to use."

"Quick and easy to apply."

"Always so helpful and fantastic customer service, onhand during the application process and ensure that applications are processed quickly. Thank you."

"Easy to use and quick decision. I'd used payday loans in the past and got into increasing debt. A just borrow loan has helped me break the cycle and I am now looking forward to being debt free."

"Smooth and efficient process."

"Thank you for understanding my situation."

"Quick and easy process. Very happy."

"I found Just Borrow easy to use and experienced a very quick response team."

"Good service . I did all online. Easy and simple"

"Easy to use"

"Very helpful staff from start to finish , would highly recommend"

"Excellent service"

"Excellent service"

"The application was easy to do and got a decision back quickly too"

"Fantastic! Thank you"

"Excellent service from application to finish"

"Quick n efficient"

"Very good service"

"Applied online very easily was checked out and money in my bank in a couple of days very good rates lots better than any loan company well recommended"

"Very good straightforward apart from should not charge for same day payments if application made on weekend as they are shut"

"Excellent service"

"Absolutely brilliant service! Wouldn't go anywhere else for a loan, Fast and affordable! Highly recommend"

"Great service ..fast decisions but should make it clear that if you pay for same day trf..the credit union is not open Sundays so it would be the next working day when payment completed ..slightly misleading as states same day payments."

"Communication very effective and efficient services"

"Extremely easy application process, around 24 hours later money in my account, a great service to use, but more importantly can help people access affordable loans and keeps people away from the rip off loan company's charging extortionate rates of interest. Would recommend JustBorrow to my family and friends no problem, thats how much I rate them."

"Really quick and easy service and extremely fast - five stars from me."

"Easy and so friendly , fast and effective service!"

"I found Just Borrow an excellent way to borrow money on short term loans, I have dealt with over short term loan company’s and none have been as competitive as Just Borrow"

"Instant Payment, great navigation with application"


"I applied for loan £350 to see if I was eligible. They said no, next few days I was accepted. They sent me a Link to accept, I didn’t click on link as I wanted to cancel and later apply for a bigger loan. Later I apply for a bigger loan and they said no via text message, I called up to ask why as I have refused first loan by not accepting link. They just said No I can’t have loan with no other reason why just no I can have. NEVER AGAIN"

"Straight foward process. Great communication and information was easy to understand regarding apr etc."

"Very low interest rate and affordable repayments to suit everyone, great customer service too!"

"Fast and easy to apply. Money was sent withing a couple of hours. Excellent service"

"Instant response.. Application form was pretty straight forward."

"Very easy to apply and quick funds transfer."

"Excellent communication, straightforward application process. Money transferred quickly."

"I wish I had heard about it sooner. I would have saved myself a lot of money and been in a stronger financial position."

"Very friendly, helpful and supportive service."

"I really appreciate all just borrow have done they are quick fast and very reliable"

"Fast payment and instant decision would love another Loan"

"Having not the best credit rating I struggle to get credit anywhere, so when I needed a small amount of cash I thought I'd give just borrow a try after already having had loans with unify previously, I was accepted and it was in my account the same day too! The interest is also much lower than all other companies I've come across, will definitely be using this service again if needed thankyou!"

"Easy form to fill out, very quick decision just so easy to do very happy with unify/ just borrow and would definitely recommend to friends."


"Quick service"

"Lovely staff and really didnt just judge me on credit rating but my history of borrowing with the credit rating itself . Really helped me out without outrageous charges that a payday loan would have actually causing me stress in the future which the just borrow loan is affordable and very low intereat so it is a comfortable repayment not leaving me worse off in future."

"Quick and easy however would not need it if mcu did not refuse me a loan even though 100 a month is saved from pay every month and prev 2 loans were repaid with no problems"

"Fast and efficient, fantastically low pay back apr rates"

"Very easy process"

"Very good and quick"

"It was easy to apply online and the response was quite quick also"

"I think you service was excellent"

"It was easy, quick and absolutely no hassle. Excellent."

"Quick and affordable"

"Just Borrow"

"Easy, fair and quick."

"Such a great option for financial emergencies. Plus the staff were fabulous, polite, helpful and efficient."

"Very helpful and fast."

"Was really fast and easy"

"This is the first time i have used your service i found it easy to apply on line and did not have to wait long to find out if i was successfull very pleased with your."

"It was easy and quick to use"

"Quick fast service."

"I asked for £600 over 3 months because I wanted it paid off sooner. I was offered £500 over 6 months which now makes it longer to pay off which I'm not happy with. That is the only downside of it. If it hadn't been changed I’d give it a 10/10 for sure."

"Fast and easy to apply."